Top Performing Biotech Mutual Funds

• Biotech mutual fund investments are investments in the future of technology 
• Many biotech mutual funds offer mutual fund dividends and other benefits
• The top ten mutual funds include many biotech mutual funds

 1. Jennison Health Sciences AAA, symbol PHLAK

  

With a five year return of seven point three eight percent, this should be one of your top 10 mutual funds when considering investments. This return rate outperforms most of the biotech mutual funds out there, and has one of the best return rates available. Abbot Laboratories and Allos Therapeuticals are just two of the many holdings that this fund invests in. BioMarin Pharmaceutical Inc is another company that this mutual fund has as one of the top ten investments.

 

2. BlackRock Health Sciences Opportunities Portfolio Investor A, symbol SHSAX

 

With assets valued at over four hundred million and a five year return rate of six point two three percent, BlackRock Health Sciences Opportunities Portfolio Investor A is one of the best mutual fund investments you can make. It has been down a little the last few months but that is true of all the mutual funds out there. Looking at the long term returns gives a more accurate picture. Top holdings in this fund include Amgen Inc., Genentech Inc., Gilead Sciences, Inc., Wyeth, Genzyme Corporation, and others.

 

3. Algers Health Sciences A, symbol AHSAX

 

If you are looking for mutual fund dividends and high returns, consider Algers Health Sciences A. This mutual fund has a five year return rate of four point seven three percent, and over one hundred and seventy million in assets. Holdings for this fund include Wyeth, Covidien LTD, Celgene Corporation, Genentech, Johnson and Johnson DC, UNITEDHEALTH Group, and many more. This biotech mutual fund is one of the most popular and has one of the best return rates you will find.

 

4. Schwab Health Care, symbol SWHFX

 

With a four point two one percent rate of return for five years and more than five hundred million in assets, Schwab Health Care is one of the top 10 mutual funds to consider. This fund offers holdings in Merck Co inc., Pfizer Inc, Abbott Laboratories, Medtronic Inc., and others. The Schwab name is well known when it comes to investing for a reason, and this mutual fund is no different. It is one of the best performers when it comes to returns, and this makes it a great investment.

 

5. Fidelity Select Medical Delivery Portfolio, symbol FSHCX

 

Fidelity Select Medical Delivery Portfolio is included in smart mutual fund investments because of the five year return rate of three point four nine percent and a twenty year return rate of eleven point seven one percent. This fund has more than three hundred million in assets, and includes holdings with well known names like UNITEDHEALTH Group, Humana Inc, Cardinal Health Inc, Inverness Med Innova, and CVS Caremark CP.

 

6. T. Rowe Price Health Sciences, symbol PRHSX

 

The T. Rowe Price Health Sciences mutual fund is one of the top 10 mutual funds for a reason. A return rate of three point zero five percent over the last five years means consistent gains over the long term, making these mutual fund investments good for all types of investment strategies. Some of the companies included in this fund portfolio are Gilead Sciences, Wyeth, BioMarin Pharmaceutical Inc, Cephalon, Inc., Genentech Inc, Baxter Intl Inc, and numerous others.

 

7. ProFunds Biotechnology UltraSector Investor, symbol BIPIX

 

One of the best mutual fund investments around is the ProFunds Biotechnology UltraSector Investor mutual fund. The rate of return for this investment is almost three percent, and this company offers benefits besides just mutual fund dividends. It is still relatively small, with assets valued at around thirty million, which means you can be one of the first investors and get in on the ground floor. Holdings for this fund include Amgen Inc., Genentech Inc., Biogen Idec Inc., Vertex Pharmaceuticals Incorporated, Celgene Corporation, and others.

Long-term Care Riders - Addending a life insurance policy

Under a long-term care rider, an insurance company will pay a monthly income benefit if the life insured requires care at home or at a facility such as a nursing home. It is similar to a stand-alone long-term care policy.

In order for a long-term care benefit to be paid, one of the following conditions must be met:
        the life insured must be unable to perform at least two of the activities of daily living (ADLs):
                  bathing
                  dressing
                  feeding
                  toileting
                  continence
                  getting in and out of bed or a chair (transferring position)

                  or
                 
                  the life insured must require continual supervision because of deteriorated mental abilities
                  (e.g., due to Alzheimer's disease).


Example:  Janice suffered a stroke that left her unable to walk, dress or feed herself, and she has had to move into a nursing home. Fortunately, her life insurance policy includes a long-term care rider, and the insurer will cover the costs of her care, up to the limit of her policy.

The monthly long-term care benefit is usually calculated as a percentage of the death benefit (e.g. 1% per month). It will be paid for as long as the life insured needs long-term care, up to a maximum amount specified in the policy (usually 50% to 100% of the death benefit). Any benefits paid under a long-term care rider, plus accumulated interest to the date of death, will reduce the eventual death benefit.

The premium for a long-term care rider will depend on the attained age of the life insured when the rider is purchased.

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Is the Gulf BlackBerry ban scary or stupid?

Image by Getty Images via @daylife

Watching the ongoing hijinks's coming out of the UAE and Saudi Arabia, on the surface this squabble appears to be a question of  national security vs royal rule. Some have used the present affair to point to latency or worse, religious fervor. None of these could be further from the truth.

Far from the minds of most onlookers is the fact Saudi billionaire investor Prince Alwaleed bin Talal Prince staked a position to the tune of $115 M in Apple, back in 1997. This was when the stock was trading at $9 a share and prior to 3 or 4 stock splits.
http://reviews.cnet.com/8301-13727_7-10340517-263.html.

Its suffice to say the Prince holds a sizable stake in Apple and more than a passing interest in the fortunes of the company.  http://bit.ly/6vjbo0

What does this mean on the eve of Blackberry about to announce its latest version of its signature handheld and latest "IPhone-killer". The company is expected to unveil its first slider Blackberry device – Bold 9800 – as well as the much-awaited OS - Blackberry 6. Shares of the Canadian company closed up 2.55 percent at C$59.15 on Friday.

Market analysts offered " investors will shrug off the news as it's just a temporary setback for the company".

"This is going to be resolved," said Dubai-based Al Mal Capital PJSC analyst Irfan Ellam. "These are issues that have been brought up in other countries, where they've found a solution, and there's no reason to think they won't do the same here."

However, it will take time, said Dubai-based investment bank Shuaa Capital's telecom analyst Simon Simonian. "The UAE doesn't want to take any chances and they want to monitor what is going on in the country," Simonian said. "The security features that made BlackBerry so popular now "have become an issue of national security for the government."

RIM has not offered comment.

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